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What is your belief-system? Do you have one…?
It’s one thing to know what you believe in your head and another thing to go through the sobering task of writing down and reciting out loud, the things you hold as your most precious and valuable...
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Buh-bye to FHA home loans.
In 2002, when I first heard the phrase “high-cost loan”, it was a very serious thing. It was illegal to put a Homeowner in to a loan when the loan fees exceeded a pre-determined amount. No loan will be...
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What age is too late to buy a home?
You are 55 years old and you’re buying a home. You plan to get a 30 year fixed rate mortgage. Bad move? Right now, the average life expectancy for men is 85 and women 87. So, when do you give... Read...
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The 30 year fixed-rate Mortgage… A Banker’s Dream.
Many people are on auto-pilot when they get a mortgage and choose a 30 year fixed without understanding how much money it’s going to cost them without further planning. I’m not saying the 30 year...
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Shame on You, Ben Bernanke…
For the first time in 25 years, our Fed Chairman will not be attending the Financial Conference in Jackson Hole, Wyoming. This conference is designed to allow the brightest financial minds an...
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Should I refinance in San Diego?
All of the expert-talk in the San Diego housing market is about the consistently large year-over-year increase in home values we see every time a new report comes out. Case in point, the most recent...
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How do you sell a home without a realtor?
Jeff Campbell, a San Diego Real Estate Agent, came on the radio show to tell us “You don’t need me to sell your home…” Of course, Campbell wasn’t saying his services were over-priced or unneeded, he...
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What is the safest real estate strategy?
Most people buy their first home thinking they will “be there for a while”, but almost all first time home buyers in San Diego know they aren’t buying their LAST house when they buy their FIRST....
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Wall Street’s attempt to “own” America…Buying every house for sale.
Last week, I got an email from a Real Estate Agent in San Diego. He works with a Wall Street Hedge Fund that wants to buy a Billion dollars ($1,000,000,000) worth of homes in San Diego. Their goal is...
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How to negotiate commissions with a Real Estate Agent in San Diego
It’s mind-boggling how often I talk to home-sellers who never broached this subject with their Agent! When you are hiring someone to sell your home, it is absolutely your responsibility to bring up the...
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Refinance now before it’s too late
Interest rates have been hit hard by the recent sell-off in Mortgage Bonds. Some products have seen a 0.75% interest rate increase in the past week alone. I think we all knew the party known as “3%...
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3% mortgage rates will be gone by Friday
The Dow Jones Industrial Average lost 216 points today, mostly based on the expectation that Friday’s Job’s Report will be…good. You’d think that would be a positive sign for stocks, but not in this...
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The red-hot San Diego Real Estate Market helps Homeowners too
The San Diego Real Estate Market is ON FIRE. This is great for home-sellers, but also great news for Homeowners… Click here to see how much home values in San Diego County have gone up in the past...
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#1 Tip for home-buyers in San Diego
Typically, when a family decides to buy a home in San Diego, the first stop is with a lender to get pre-approved. This is the smart thing to do. However, the lender and home-buyer rarely communicate...
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Woman sues Credit Bureaus and gets $18,580,000!
Thousands of Americans fight a losing battle against the Credit Bureaus every single day. Even the ones who have the time, energy and money to fight the Bureaus in a legal battle. That was not the case...
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Home values in San Diego up again year-over-year
The most recent release of the S&P Case-Shiller Home Price Index showed a year-over-year increase of home values in San Diego county of 17%! The average throughout the Country was 12%. This is the...
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Give me one good reason to do business with Bank of America
I can only imagine what it’s like to be in charge of dealing with lawsuits at Bank of America. I mean, who do you hire for that gig? One thing is for sure, it’s a full time job. Just google... Read More ›
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Social Media has now grown TOO powerful for the Stock Market
If you aren’t a believer in the power of Twitter yet, I’ll change your mind in just a few minutes. Yesterday, Carl Icahn, who is truly an “icon” in the world of investing, sent a couple of tweets that...
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Buying an Investment Property? Don’t buy a condo…
You can only buy one primary residence, but the world of investment property accumulation has fewer boundaries. In a time when real estate seems to be the ONLY investment that is easy to understand and...
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Today we did a live video stream of the radio show. Check it out!
I’m going to have to do some more research on cameras before we have the studio producing the video angles that will be ideal, but this gives you a good idea of what it looks like behind the scenes...
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